NEWSLETTERS

Insurance is a lot more involved than when I first became involved in the business in 1978.  Help us better protect your assets by allowing us to help you learn about changes in legislation, coverage and lifestyle that affect your financial security.  And if you have any questions, just contact us!   Enjoy these Newsletters written by industry experts, and provided by your protection specialists at Hummel Insurance Services.
Personal Perspective is for all consumers.   Four issues per year deal with personal concerns such as Homeowners, Renters, Fire, Flood, Auto and other insurance, as well as risk management. Two additional issues per year focus on Life & Health insurance and financial services issues such as retirement and estate planning. Some examples of past articles include "Difficult Questions at the Car Rental Desk" and "Will Your Policy Replace the Property It Insures?"
Business to Business is a commercial lines newsletter designed for small to medium-size businesses, such as restaurants, dry cleaners, and other sole-proprietor operators. This newsletter covers a wide range of topics including Employment Practices Liability, Business Interruption, Workers Compensation, Businessowners Policies, Commercial Auto and Umbrella Insurance - not to mention employee benefits, safety procedures, business tips and human resources guidelines. Every issue also features a section on risk management. Recent articles include "Telecommuters vs. Independent Contractors", "COBRA Requires Extending Medical Benefits" and "The Probability of Being Sued".
Workers Comp: Your Risk Management  Guide is a specialty newsletter that focuses on risk management for any business with employees. Topics covered by this newsletter include controlling medical costs, fighting fraudulent claims, workplace safety programs and current events. Each issue includes "State of the States" - up to date news on Workers Comp Legislation and regulations in individual states and "Wise Move", a column on how to prevent Workers Comp claims. Recent articles include "Fight Fraud", "Replacement Workers Pose Comp Concerns" and "Accommodating Mental Illness".
Reducing Your Risk... focuses on Risk Management.   Practical Tips for Business Owners and Managers.

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